i am following the guide that someone posted about writing to your (ex) creditors and making sure they put a comment of the file saying 'settled' etc and making sure any defaults are on/before the date of bankruptcy.
now, ive got a list of my previous creditos from my experian file.
i havent looked at my other 2 files (call credit and equifax)
if i write to all my (ex) creditors to get them to put 'settled' on my credit files, will it change it on ALL credit records held against me? ie. on callcredit and equifax aswell?
dont want experian files to be 'settled' and other companies holding files saying that they are 'unsettled'
after sending the letters (recorded delivery), should i re-order all 3 credit files in 2 months time to check that they have been ammended?