Hi everyone,
I'm new to this and I hope I have posted in the right section. My partner and I have been having trouble with our mortgage repayments since September. We were 3 months behind and his mum lent us the money. We are now 2 months behind. We had our house valued on tuesday and we have 150,000 tied up in it, but Abbey refuses to lend us £5,000 to get back on our feet. They won't lend us the money until we get back up to date with our payments and then we have to wait for 3/4 months until we can apply.
I am so worried about my partner as he has become withdrawn and I am very concerned about him. He works fulltime and I have two parttime jobs. We have two girls aged 4 and 9.
This all started because my second job only pays me for the work I do, so I get a flexible wage every month. I have tried to look for other work, but then have to think about childcare, which is expensive.
Could anyone please advice me. It would be greatly appreciated.