What is happening out there?
We know that
mortgage companies are closing right and left and that people are being
laid off in huge numbers from those companies.
We hear that 5.12
percent of all mortgages were delinquent as of the end of the second
quarter (June 30) which predated the real catastrophe in the credit
markets.
But we are also hearing disquieting news about responses
to these problems and that individual attempts to resolve them are being
buried by the sheer number of problems that are clogging the system.
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