My girlfriend and I are looking to get a mortgage in the next couple of months. We are looking to borrow between £170K - £200K.
I am currently on £22000 and the OH on £19000. OH has clear credit rating and I have a couple of defaults and was on a DMP until about 6 months ago, I was paying a fee for this so am dealing with them directly now. Paying £180 a month. The total debt is approx £11K.
What are the chances of obtaining a mortgage of this size?, we can get hold of approx £10K for a deposit. Who should we approach?
Thanks